Need to Know
Frequently Asked Questions
Everything you need to know about our services, costs, and the process, answered honestly.
UK Lending is a mortgage and bridging finance brokerage. We compare options from a wide range of lenders and provide tailored, expert advice to help you find the option that suits you.
We charge a brokerage fee that reflects the bespoke, premium nature of our services. We provide expert advice, comprehensive market comparisons, and dedicated support tailored to secure the right financing for your needs.
We specialise in bridging finance, residential mortgages, buy-to-let mortgages, commercial mortgages, first-time buyer mortgages, foreign national mortgages, and mortgage protection. Whatever your property goal, we have a solution.
Typically, bridging loans can be arranged within 3–14 days, depending on your circumstances and the lender's process. In urgent cases we aim to act within 24 hours of your initial enquiry.
No, our initial process doesn't affect your credit score. Only when you proceed with a full application to a lender might a hard credit search be conducted, and we'll always inform you before that stage.
Our Fixed Rate Reminder service alerts you before your current fixed-rate deal expires so you can remortgage at the right time and avoid being moved onto a higher Standard Variable Rate without warning.
Yes. We specialise in helping non-UK residents and overseas investors navigate the UK mortgage market. We work with lenders experienced in visa-holder and SPV applications across a wide range of nationalities.
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